Attention homeowners in Omaha and Douglas County: Get an Appraisal today!

Here are the top 7 reasons NE homeowners use Harness LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Douglas county's assessment of your propertyvalue
Remove PMI to cut their mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a NE divorce, where real estate needs to be divided
To settle an estate in NE by determining the true market value of real estate in question

Need help deciding the value of your home in or near Omaha, NE?
Contact Harness LLC.

We at Harness LLC understand the unique needs of a homeowner in need of appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Harness LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Harness LLC is veterans in helping people just like you dismiss unneeded and unwanted PMI insurance.

Challenge Douglas county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby. This means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Harness LLC is your perfect weapon.

Was your HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Harness LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Harness LLC offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.